????தினமும் 1000???? Navi earning app tamil| Navi app payment proof | Navi earning app | Earn money

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Navi app offers:

1. Investments in Mutual Funds and Gold

Invest in digital gold and a wide range of mutual funds, such as Navi Nifty 50 Index Fund, Navi Nasdaq 100 Fund of Fund, among various other passive and active schemes.

Navi Mutual Fund Features:

✅ Low expense ratio
✅ Diversification with a range of Domestic and International Funds
✅ Investment with as low as ₹10
✅ Weekly/Monthly SIP options

Navi Gold Features:

✅ 24K Digital Gold
✅ 99.9% purity
✅ Lowest market price
✅ Investment with as low as ₹1

*Mutual fund investments are subject to market risks. read all scheme-related documents carefully.

2. Health Insurance

Navi Health Insurance app provides a comprehensive health insurance plan which helps secure your family’s financial future with up to ₹1 crore cover.

Health Insurance Feature & Benefits

✅ Cover up to ₹1 crore
✅ Premium starts at ₹235/month
✅ 20 min cashless claim settlement at 10,000+ network hospitals
✅ 100% hospital bill covered
✅ 100% paperless process
✅ Insurance top-up & porting facilities available

CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155

3. Cash Loans

Get an Instant Cash Loan of up to ₹20 Lakh with the Navi app. Our APR varies from 9.9% to 45%* & you can choose a wide range of repayment options starting from 3 to 72 months.

Personal/Cash Loan Features & Benefits:

✅ Loan Amount: Up to ₹20 Lakh
✅ Interest Rate: Starting from 9.9% - 45% p.a
✅ Loan Tenure: 3 to 72 Months
✅ 100% digital process
✅ Instant money transfer to your bank account
✅ Minimum household income: ₹3,00,000 p.a

❌ No security deposit

Example of How Navi Cash/Personal Loan works:

Loan Amount - ₹50,000
Tenure - 12 months
Interest Rate - 22% (on reducing principal balance interest calculation)
EMI - ₹4,680
Total Interest Payable - ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) - ₹1,475
Disbursed Amount - ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable - ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635

*Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment


4. Home Loans

Get up to ₹5 Crore loan at an attractive interest rate starting at 8.74%

Home Loan Features & Benefits

✅ Loan Amount: Up to ₹5 Crore
✅ Interest Rate: Starting from 8.74% p.a.
✅ Loan Tenure: Up to 30 Years
✅ Zero Processing Fees
✅ 100% paperless application process

Navi Home Loan is available in Mumbai, Bengaluru, Hyderabad, Chennai, Delhi NCR, & Pune.

About Navi

Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018.

The Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI.

Health Insurance is offered by Navi General Insurance Limited, a company registered with the IRDA as a general insurer

Navi Mutual Fund,

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