Bu video, orijinal YouTube API’si ile ilgili videonun farklı sitelerde paylaşımına izin verildiği için, burada yayınlanmaktadır. Videonun buradan izlenmesi, YouTube'daki izlenme adetlerinde sayılmaktadır. Varsa, videodaki videoiçi reklamlardan video sahipleri gelir elde edebilirler.
Videonun sahibi iseniz ve videonuzun burada yayınlanmasını istemiyorsanız, YouTube Video Panelinden ilgili videonun API paylaşımını kapatmanız halinde, videonuz yayından otomatik olarak kalkacaktır.
This video is published here with official YouTube API as it is allowed to be published. All views and in-video ad clicks are being counted for video owner. If you want this video to be removed from here, you can uncheck API allowance from YouTube video settings and it will be removed automatically.

Should you invest in Debt Funds now? | Is your Debt Funds giving low return?

30
Skip (8)
48 İzlenme

  • Teşekkürler! Arkadaşlarınıza da önerin!

    Bu videoyu beğenmediniz. Dikkate alacağız!

admin
Published
Should you invest in Debt Funds now? | Is your Debt Funds giving low return?

When we look at the performance of the debt fund categories in 2022, it looks topsy-turvy. Liquid funds have given relatively-better returns, a category expected to provide only the ‘base case’ performance. G-Sec funds, which have the best credit quality and generate the highest returns when there is a rally in bonds, have provided muted returns. Let look at the reasons and why fixed income investment makes sense now
In 2022, interest rates / bond yields were moving up. It was driven by reasons like rate hikes by the RBI, banking system liquidity surplus moving from surplus to neutral, global inflation being much on the higher side, rate hikes by central banks globally, etc.
Why is the impact different in various categories of debt funds? There are two reasons. Longer the portfolio maturity, higher is the impact of rising interest rates.
Volatility gives rise to opportunities not only in Equity markets but also in Debt markets.
However, to put in perspective, one year is not the correct way to look at debt funds. There is a requisite holding period for all categories of debt funds. There are favorable years and not so favorable years. Over an adequate holding period, performance evens out.
If we have to look at it in terms of favorable and unfavorable years, 2023 will be much better for debt funds. Interest rate increases in India are almost over. Barring may be one last rate hike by the RBI, we are more-or-less done with it. When interest rates are stable, the adverse market movement that happened in 2022 is not expected to happen in 2023. Debt funds will deliver accrual-based returns, which is the interest due on the various securities in the portfolio.
Interest rates go down then these bonds start showing 14-15-20% returns. Don’t get caught at that point. Likewise, when rates rise this start showing 2-3-4% returns and ideally may hint at interest rate peaking.
MF route for tax benefits post indexation. If you redeem units before three years, capital gains are taxable as per the slab rate, while long-term capital gains are taxed at 20 per cent with indexation.
#debtfunds
#investment

Do connect for any detail-
Website- www.easternfin.com
Gmail - [email protected]
Twitter - @EasternFin
Linkedin - Eastern Financiers
Kategori
Finance and Crypto
Henüz yorum yapılmamış. İlk yorumu siz yapın.

Up Next